What Is FiOS? FiOS is a name that Verizon has created for their services, which includes the Internet, home phone, and television. The system is run through fiber optic cables, which is able to bring fast Internet speeds, high-quality phone calls, and high definition TV to it’s customers. Cable used to be the most popular type of television back in the day, but now, fiber optics has taken over. Using fiber optics is a great way of bringing many services into a home, without having to connect to a local cable service. Many people don’t have cable in their area anyways, so Verizon’s FiOS is a very welcomed change, especially since the service tends to be lower in cost and much more reliable. What Services [&hellip
Free Credit Report
In the USA you have the right to one free credit report each year, though there is no point in getting a credit report if you don't know what to use it for.
Your free credit report will provide you with a lot of information regarding the credit agreements you have entered into, including but not limited to their current and past status. It will also tell you what searches into your credit record have been carried out, by which companies and when.
Your credit score is of much more interest to lenders, since it is a numerical figure calculated on a number of variables that let's lenders know how much of a credit risk you are. It is a snapshot figure of your credit-worthiness at the time it is requested. While a bad repayment record in your credit report will be with it for seven years, your credit score can be improved over the short term. There are things that can be done to do this, and although they are not easy to achieve, many people are able to repair their credit score in a relatively short period time.
However, that is another topic, and has been introduced to exemplify the difference between a numerical credit score and a credit report that is nothing more than a database of your credit record. The objective of this article is to provide you with how to go about getting your own free credit report, and also to provide you with a link on how to understand the report and improve your credit score.
Your free credit report, then, is important to you, but you have to know what to do with it. However, be realistic and understand that perhaps only time can help your credit report.